You 1st Group LLC Text Messaging Terms and Conditions

 Effective Date: 01/22/2025

These Text Messaging Terms and Conditions (“Terms”) govern your use of our text messaging services. By opting in to receive text messages from us, you agree to be bound by these Terms.

1. Introduction

You 1st Group LLC (“we,” “us,” “our”) provides text messaging services to keep you informed about your insurance policies, updates, promotions, and other relevant information. These Terms outline your rights and responsibilities when you use our text messaging services.

2. Definitions

• “You” refers to the individual who opts in to receive text messages from You 1st      Group LLC.
• “Text Messages” include SMS, MMS, and any other text-based communications      sent to your mobile device.
• “Service” refers to the text messaging services provided by You 1st Group LLC.

3. Consent

By providing your mobile phone number and opting in to receive text messages, you give express written consent to You 1st Group LLC and its authorized representatives to send you text messages. This consent is required by the Telephone Consumer Protection Act (TCPA) and defined by the Cellular Telecommunications Industry Association (CTIA).

3.1. Consent Criteria

Your consent to receive text messages must meet the following five criteria:

1. Disclosure of Purpose: We disclose the nature of why we are requesting your      contact information.
2. Message Frequency and Content: We outline a reasonable forecast of how often      you will receive messages and explain what content those messages will contain.
3. Access to Terms and Conditions: We provide access to the full Terms and      Conditions of your consent, typically through a hyperlink.
4. Opt-Out Option: We allow you to immediately terminate the agreement at any      time and for any reason through a direct reply.
5. Standard Messaging and Data Rates: We inform you that standard messaging and data rates will apply.

4. Message Frequency and Content

4.1. Frequency

The frequency of text messages may vary based on your interactions with us and our promotional schedules. While we strive to limit the number of messages, you may receive:

• Policy Updates: Information regarding your insurance policies, renewals, and changes.
• Service Notifications: Reminders for payments, required actions, and other      service-related information.
• Promotional Messages: Offers, discounts, and information about new products and services.

4.2. Content

Messages may include:

• Textual information about your policies and services.
• Links to our website for more detailed information.
• Instructions for managing your preferences, including opting out.

5. Access to Terms and Conditions

The full Text Messaging Terms and Conditions are available here. You can also request a hard copy by contacting our office directly.

6. Opt-In and Opt-Out Mechanism

6.1. Opt-In

Upon signing up for text messaging services, you may receive an initial text message asking you to confirm your consent by replying with “Opt-In” or “Yes” or “Y”. Your participation will begin once you confirm.

6.2. Opt-Out

You may terminate your agreement to receive text messages at any time, for any reason, by:

• Replying with the word “STOP” to any of our text messages.
• Contacting us directly at info@you1stgroup.com.

Upon opting out, you will no longer receive text messages from You 1st Group LLC or its representatives.

7. Message and Data Rates

You are solely responsible for any message and data charges associated with receiving text messages from us. These charges are determined by your mobile carrier and are not covered by You 1st Group LLC.

8. Privacy and Data Protection

Your privacy is important to us. We handle your personal information in accordance with our Privacy Policy. By opting in to our text messaging services, you agree to our collection, use, and sharing of your information as described in the Privacy Policy.

9. Representations and Warranties

By opting in, you represent and warrant that:

1. Authorization: You are the owner or an authorized user of the mobile phone number provided.
2. No Conflict: You have the authority to enter into this agreement.
3. Accuracy: The information provided is accurate and complete.
4. Compliance: You comply with all applicable laws and regulations regarding text messaging.

10. Disclaimers and Limitations of Liability

• No Binding Coverage: No insurance coverage may be bound or amended via      text message.
• No Guarantee of Delivery: While we strive to ensure timely delivery of      messages, we do not guarantee receipt.
• Content Accuracy: We are not liable for any errors or omissions in the content      of our messages.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to our website. Continued receipt of text messages after such changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Colorado, or any other applicable local or state laws, without regard to its conflict of law principles.

13. Contact Information

If you have any questions or concerns about these Terms or our text messaging services, please contact us at:

You 1st Group LLC
Jarod Flynn’s Direct Line, Call or Text: 303-785-2390

Office, Call or Text: 877-469-6817 or 816-512-9998
Email: info@you1stgroup.com
Website: https://www.you1stgroup.com